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The Amazon Pay ICICI Bank Credit Card offers excellent cashback benefits, particularly for Amazon Prime members. With no joining or annual fees, this card is perfect for frequent Amazon shoppers. Prime members enjoy 5% cashback on Amazon purchases, while non-Prime members get 3%. Additional cashback is available for transactions at Amazon Pay partner merchants and all other payments.
Key Benefits
The Amazon Pay ICICI Bank Credit Card offers a range of features that cater to the needs of discerning individuals.
welcome bonus
- For Prime users, rewards worth ₹2,000.
- For Non-Prime Users, rewards worth ₹1500 + 3 months Amazon Prime Membership.
fuel surcharge waiver
- 1% fuel fee waiver at all Indian gas stations, provided the transaction size does not exceed ₹4,000.
- 5% cashback on the user’s first gasoline purchase of the month with a minimum purchase of ₹2,000 and a maximum monthly reward of ₹150.
dining benefit
- 15% savings on bill payments at all partner restaurants under ICICI Bank’s Culinary Treats program.
zero lost card liability
- N/A
interest free credit period
- Up to 50 days of interest free period on your Amazon Pay ICICI Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
revolving credit
- Available at a nominal interest rate
travel benefit
- 5% cashback on hotels and flights booking made at Amazon for Prime members. and 3% for non prime members
insurance benefit
- N/A
golf
- N/A
Key Rewards
The Amazon Pay ICICI Bank Credit Card offers a range of rewards.
reward points
- 5% cashback on transactions made at Amazon for Prime members.
- 3% cashback on transactions for Non-Amazon Prime members.
- 2% cashback on transacting at over 100 Amazon Pay merchant partners on using this card on Amazon Pay.
- 1% cashback on all other payments.
reward redemption
- Reward Points transferred as cashback to Amazon Pay balance.
- No minimum amount required for reward redemption.
reward validity
- No expiry date of Reward Points
other spend includes
- Insurance
- Govt Related transactions
- Cash Advances
- Wallet transactions
other spend excludes
- EMI
- Fuel
- Gold
Fees and Charges
The Amazon Pay ICICI Bank Credit Card comes with a range of fees and charges that you should be aware of.
joining fee
₹0
annual fee
₹0
joining fee waiver
No Joining Fee
annual fee waiver
No Annual Fee
annual interest rate
45.6%
add on card fee
Free
minimum repayment amount
5%
cash withdrawal fee
2.50%
cash advance limit
40%
card replacement fee
₹100
foreign transaction fee
3.50%
over limit penalty
2.50%
Loundge
The Amazon Pay ICICI Bank Credit Card offers below loundge benefit.
domestic lounge
N/A
international lounge
N/A
railway lounge
N/A
Eligibility and Documents Required
To apply for the Amazon Pay ICICI Bank Credit Card, you need to meet the following eligibility criteria and you will need following documents.
Eligibility Criteria
Resident: Indian
Age: 21 to 60 years
Occupation: Salaried or Self Employed
Income: For Salaried people income more than ₹
35000, For Self-employed people
income more than ₹35000,
No information for students.
Documents Required
proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
proof of address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
proof of income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Amazon Pay ICICI Bank Credit Card Rating
Charges
4.5/5
Rewards
3.5/5
Customer Service
4/5
Our Review For Amazon Pay ICICI Bank Credit Card
If you're a frequent Amazon shopper, the Amazon Pay ICICI Credit Card might be the perfect fit for your needs. This card is designed to maximize your savings on Amazon, offering impressive cashback rewards tailored for avid Amazon users. Prime members benefit from a substantial 5% cashback on all Amazon purchases, while non-Prime members receive a solid 3% cashback. Beyond Amazon, cardholders earn 2% cashback on transactions with Amazon Pay partner merchants and 1% cashback on all other purchases.
One of the standout features of this card is its lack of annual or joining fees, making it a cost-effective choice for anyone looking to maximize their cashback without incurring extra costs. This is one of reason i keep this card no issue of annual charges. Although the card doesn’t offer specific benefits for travel or entertainment, it excels in providing ongoing savings through its generous cashback rates and discounts on everyday purchases.
Furthermore, the Amazon Pay ICICI Credit Card integrates seamlessly with your Amazon account, making it easy to track your rewards and spending. It also provides exclusive offers and discounts on Amazon’s extensive range of products and services, enhancing your shopping experience.
If your spending habits align primarily with Amazon and its partner merchants, this card can significantly boost your savings. However, if you're looking for a card that offers broader cashback categories, consider alternatives like the SBI Cashback Credit Card, Axis Bank Ace Credit Card, or HDFC Millennia Credit Card.
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